In case you delay to carry out your obligations for more than 30 days, provides information about your identity, contact details and credit history, i.e. financial and property obligations and their execution, debts and their payments, to the Credit Bureau UAB Creditinfo Lietuva (company code: 111689163, address: A. Goštauto St. 40A, LT 01112 Vilnius, Lithuania, www.manocreditinfo.lt, tel. (8 5) 2394131). The credit bureau manages and provides your information to third parties (financial institutions, telecom companies, insurance, electricity and utilities, trading companies, etc.) for legitimate interests and purposes - to assess creditworthiness and manage debt.
When assessing creditworthiness, an evaluation of personal qualities is performed automatically (profiling), which may affect your ability to enter into transactions in the future. Automatic evaluation helps to lend responsibly, evaluates information provided by a person, credit history, public information, etc. Automatic evaluation methods are regularly reviewed to ensure their integrity, efficiency and impartiality. Credit history data is kept for 10 years after the fulfillment of obligations. You can access your credit history by contacting the Credit Bureau directly or using the Finpass mobile app. You also have the right to request correction, erasure of the data, or to limit the administration of data. You have the right to object the way the data is adminstered, to require human intervention into automatic decision-making, to express your views and to challenge the decision, as well as the right to data portability. For more information on implementation and limitations of these rights, automatic evaluation of properties (profiling), see www.manocreditinfo.lt. If your rights are violated, you can contact the Data Protection Officer by email. by e-mail: datisto.apitse@creditinfo.lt or by telephone or complaint to the State Data Protection Inspectorate or court.